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With Japan’s insurance system, when you are taking Social Insurance (\u793e\u4f1a\u4fdd\u967a) or National Insurance (\u56fd\u6c11\u4fdd\u967a), if you fall ill and are hospitalized, you have to pay 30% of the total fee. In case of serious illness, long hospital stay or expensive surgery, this 30% will be very huge, sometimes unable to pay! Read the article below, we will show you how to reduce this remaining medical fee.<\/span><\/p>\n To receive the benefit that is written above, you need to register with the insurance company (if you take out social insurance – \u793e\u4f1a\u4fdd\u967a, please open the insurance card and call the insurance company written in the \u4fdd\u967a\u8005\u540d\u79f0 section) or go to the Ward Office (if you take out the national health insurance – \u56fd\u6c11\u4fdd\u967a). After applying, they will give you an Eligibility Certificate for Ceiling-Amount Application – \u9650\u5ea6\u984d\u9069\u7528\u8a8d\u5b9a\u8a3c (\u3052\u3093\u3069\u304c\u304f\u3066\u304d\u3088\u3046\u306b\u3093\u3066\u3044\u3057\u3087). Thereafter, present this certificate along with your insurance card at the Hospital Reception Counter. If you do not present the paper in advance, you will have to pay the full amount of out-of-pocket expense (30% of total). Finally, don\u2019t forget to keep all invoices and follow the process to get the excess amount back, which usually takes about 3 months or more. Therefore, if you decide to stay in the hospital for a long time, it is better to do the procedure before paying the hospital fee.<\/span><\/p>\n <\/p>\n \u00a0 \u00a0 2. Medical expense limits (based on household income):<\/span><\/p>\n For example:<\/span><\/strong><\/p>\n In case you belong to the group of patients who are eligible to receive hospital fee exemption or reduction (monthly income is in the range of 28-50 man) as shown above, the total hospital fee for the month is 100 man, the out-of-pocket medical expense is 30%, then how much do you have to pay at the counter? <\/span><\/p>\n Case 1:<\/strong> Not presenting the Eligibility Certificate for Ceiling-Amount Application when paying at the counter.<\/span> Case 2:<\/strong> Presenting the Eligibility Certificate for Ceiling-Amount Application when paying at the counter. <\/span> Attention:<\/span><\/strong><\/p>\n 1)\u00a0 The medical expense limit system is calculated according to medical expenses incurred in 1 month, from the 1st to the end of the month. In the case of long-term hospitalization, admission should be done at the beginning of the month.<\/span><\/p>\n 2)\u00a0 When admitted to the hospital, you should prepare an Eligibility Certificate for Ceiling-Amount Application.<\/span><\/p>\n 3)\u00a0 Medical expenses of more than one family member can be combined to calculate the medical expense limit.<\/span><\/p>\n 4)\u00a0 In case you do not present the Eligibility Certificate for Ceiling-Amount Application at the time of payment, you can apply for a refund within 2 years from the date of payment.<\/span><\/p>\n 5)\u00a0 Room, meal, and facility fees are not covered by insurance, so you must ask in advance to avoid high fees at the time of payment.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":" With Japan’s insurance system, when you are taking Social Insurance (\u793e\u4f1a\u4fdd\u967a) or National Insurance (\u56fd\u6c11\u4fdd\u967a), if you fall ill and are hospitalized, you have to pay 30% of the total fee. In case of serious illness, long hospital stay or expensive surgery, this 30% will be very huge, sometimes unable to pay! Read the article […]<\/p>\n","protected":false},"author":1,"featured_media":2518,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3,36,34],"tags":[],"acf":[],"aioseo_notices":[],"yoast_head":"\n\n
\nAt that time, you have to pay the full 30% of the 100 man is 30 man, after going through the medical expense limit procedure with the insurance company, you will be refunded 212,570 yen after about 3 months.<\/span><\/p>\n
\nYou will only have to pay the amount equal to the medical expense limit amount according to the formula in table 1:<\/span>
\n80,100 yen + (1,000,000 yen \u2013 267,000 yen) \u00d7 1% = 87,430 yen<\/span><\/p>\n